Stock market and energy prices scaring you? Make your money grow with less risk. Earn competitive rates at our safe, secure community bank. Here, the FDIC insures each Colonial depositor to at least $250,000. And the SIF insures all additional deposits.

• STATEMENT SAVINGS – CCB's Fee-Free interest – the "earning way to save" with a low monthly balance of just $10 and easy-to-understand statements mailed monthly. 24/7 access via ATMs.

• PASSBOOK SAVINGS –  Where Personal Savers get competitive rates. Unlimited deposits and withdrawals may be made anytime with the convenience of a handy passbook – also Fee-Free!

• PASSBOOK CLUB –  CCB's Passbook Club offers the assists you with your  "savings discipline". We offer Vacation Club, Holiday Club and the CCB Kids Club programs. They're Fee-Free – both without the hassles of coupon-clipping or difficult schedules to follow. Save only what you can afford. No pressure.

• PIMA STATEMENT SAVINGS – Watch your savings soar with Colonial's Preferred Interest Management Account, offering higher yields with easy access – Fee Free. Easy-to-understand statements are mailed monthly.

• CERTFICATES OF DEPOSIT – click to earn more.

• RETIREE REWARDS – Extras for those 70 1/2 or older. Click for this bonus for seniors!